Medicare Advantage Plans
All-in-one coverage that goes beyond Original Medicare. Discover plans with extra benefits, low premiums, and out-of-pocket protection.
What is Medicare Advantage?
Medicare Advantage (also known as Medicare Part C) is an alternative way to receive your Medicare benefits. These plans are offered by private insurance companies approved by Medicare and must cover everything Original Medicare covers — plus most plans offer additional benefits.
To enroll in a Medicare Advantage plan, you must have Medicare Part A and Part B and live in the plan's service area. You'll continue to pay your Part B premium, and the plan may charge an additional monthly premium (many have $0 additional premiums).
Plans typically use provider networks (HMO, PPO, or PFFS), so it's important to verify that your preferred doctors and hospitals are in-network. Our agents will help you check provider availability before you enroll.
Key Benefits of Medicare Advantage
Hospital & Medical Coverage
Combines Medicare Part A (hospital) and Part B (medical) into one convenient plan with one card.
Prescription Drug Coverage
Most Medicare Advantage plans include Part D prescription drug coverage, saving you from needing a separate plan.
Extra Benefits
Many plans offer dental, vision, hearing, fitness programs, over-the-counter allowances, and even meal delivery after hospital stays.
Low or $0 Premiums
Many Medicare Advantage plans are available with $0 monthly premiums beyond your Part B premium.
Out-of-Pocket Maximum
Unlike Original Medicare, Advantage plans cap your yearly out-of-pocket costs, giving you financial protection.
Telehealth Services
Access doctors and specialists from the comfort of home with telehealth options included in many plans.
When Can You Enroll?
Initial Enrollment Period (IEP): When you first become eligible for Medicare (typically around your 65th birthday), you have a 7-month window to enroll.
Annual Enrollment Period (AEP): October 15 – December 7 each year. During this time, you can switch plans, join a new plan, or drop your current coverage.
Open Enrollment Period (OEP): January 1 – March 31. If you're already in a Medicare Advantage plan, you can switch to a different plan or return to Original Medicare.
Special Enrollment Period (SEP): You may qualify for a SEP if you experience certain life events such as moving, losing coverage, or qualifying for Medicaid.
Find the Right Medicare Advantage Plan
Our licensed agents will compare plans in your area, check your doctors, and find the coverage that fits your needs — at no cost to you.