Health Insurance
Not yet eligible for Medicare? We offer individual and family health insurance plans to keep you covered at every stage of life.
Health Coverage for Every Situation
Whether you're self-employed, between jobs, aging out of your parent's plan, or simply need individual or family coverage, finding the right health insurance plan is critical. The right plan protects you financially while giving you access to the care you need.
At MAC Insurance, we help you navigate the health insurance landscape — from ACA Marketplace plans with potential subsidies to short-term coverage and everything in between. Our goal is to find you quality coverage at a price that works.
Types of Plans We Offer
Individual & Family Plans
Comprehensive health insurance for individuals and families. These plans cover essential health benefits including doctor visits, hospital stays, prescriptions, and preventive care.
ACA Marketplace Plans
Plans available through the Health Insurance Marketplace with potential subsidies based on your income. Open Enrollment typically runs November through January.
Short-Term Health Plans
Temporary coverage for gaps between insurance — such as waiting for employer coverage to start, aging out of a parent's plan, or transitioning between jobs.
Catastrophic Plans
Lower-premium plans designed for young, healthy individuals under 30 (or those with hardship exemptions). These cover worst-case scenarios while keeping monthly costs low.
What to Consider When Choosing a Plan
- Monthly premium vs. out-of-pocket costs (deductible, copays, coinsurance)
- Whether your preferred doctors and hospitals are in-network
- Prescription drug coverage and pharmacy network
- Whether you qualify for ACA subsidies based on your income
- Essential health benefits like maternity, mental health, and preventive care
- Annual out-of-pocket maximums that cap your yearly spending
Get the Coverage You Need
Don't go without health insurance. Contact us today for a free consultation and let us help you find a plan that fits your life.